* The 0% introductory Annual Percentage Rate (APR) on Balance Transfers and Convenience Checks is applicable for the first 6 billing cycles after the account is opened and requires that timely payments are received. Please see Terms and Conditions for the Gulf Platinum MasterCard for additional information including the allocation of payments, the APR for Balance Transfers and Convenience Checks after the introductory period, the APR for Cash Advances, and the default APR that will apply to all new and outstanding balances (including any introductory rate balances) if your payment is received late, you exceed your credit line, or your payment is not honored by your bank. A Balance Transfer fee applies to all Balance Transfers and Convenience Checks. Fees during the introductory period: 3% of the amount of each Transfer or Check, with a minimum fee of $5 and a maximum fee of $50. Fees after the introductory period: 3% of the amount of each Transfer or Check with a minimum fee of $5.

† Rebates will be earned at a rate of 3% for all purchases made at participating Gulf locations and 1% on all other purchases made anywhere else (excluding purchases made at any merchant that sells gasoline other than Gulf branded gasoline) provided the account is open and current at the time of purchase. Please see the Terms and Conditions for complete information on the Gulf Platinum MasterCard® Gas Rebate Program.